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Identity theft, sometimes called identity fraud, is a type of crime where someone wrongfully obtains and uses another person’s personal information in some fraud or deception, usually for financial gain. Information such as Social Security numbers, credit card details and banking passwords are now vital parts of everyday life, and are all too easy to use for fraud if they fall into the wrong hands.
Tips to prevent identify theft:
shred or tear up mail and other paperwork that contains personal information, before throwing it away. Small shredders can be bought quite cheaply
Do not carry unnecessary information with you, e.g. Social Security cards or passport. If you keep them at home, make sure they are not easy for someone else to find.
Check your bank and credit card statements. Look at any unusual activity, withdrawals etc. Also be aware if you stop getting statements or bills that you always previously received. This may indicate that someone has managed to have your records changed to a different address.
Do not give out personal information without good reason.
Cancel any lost or stolen credit or debit cards immediately. Keep a note of the emergency numbers you should call.
If your passport or driving licence has been lost or stolen, immediately contact the organisation that issued it.
Keep your personal information secure when using your card over the phone, on the internet or in shops by making sure that other people cannot overhear or see your personal details.
Personal documents should be kept in a safe place, preferably in a lockable drawer at home. Consider storing valuable financial documents with your bank.